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15 Totally Genius Money Saving Hacks That Will Blow Your Mind

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Here’s a few incredible ways to save more money and live frugally with ease.

From saving big bucks at the grocery store to sneaky ways to earn more money on things that you have right in your home, these money saving tips and tricks are mind-blowing and will help to alter your course from rags to riches in no time!

Keep reading below where I share the top 15 money hacks that can help you save $500 or more starting this month!


1. Eat 10 meals or more at home a week.

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2. Use as many cash back programs that you can find.

I currently use Ebates to find great cashback deals online and I must say that they are the bee’s knees! I’ve been using Ebates for a little less than a month now I have saved over $50 on things that I buy every single day.

On top of their cash back savings, I use my personal cash-back reward credit cards to make these purchases thus saving even more. If you think this is a good deal you should definitely give Ebates a try plus it’s free to sign up so you can start saving literally right now.

Click here to saving more money right away!

3. Execute the $5 savings plan.

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4. Use a cash envelope system.best ways to save money the budget mom e1507398928538 - 15 Totally Genius Money Saving Hacks That Will Blow Your Mind

5. When select items go on sale, stockpile.

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6.Sell old and unused books/textbooks for cash.

As I side eye some off the most expensive books I have purchased in my lifetime but now used as paperweights, aka college text books,  I wish I had known about this service a lot sooner.

The BookScouter is a website/app that allows you to scan the barcode of your textbooks and you will instantly receive bids and several offers from people who are looking to buy that exact book. Plus shipping is free and you get paid. How awesome is that?



7. Use Facebook to get exclusive coupons and catch good deals from your favorite brands.

This awesome money saving tip from A Cultivated Nest suggests following your favorite brand pages on Facebook. Sometimes brands will send their followers deals that are Facebook exclusive and will go directly to your inbox or timeline.

8. Go to your local Dollar Store to purchase household goods.

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9. Meal plan like your life (and bank account) depends on it.

The Practical Saver has found an amazing way to feed a family on a budget of $150 a month! Creating a simple and consistent meal plan that includes crockpot meals and leftovers has proven to be a huge money saving strategy. You can check out some of their money saving tips here.

10. Get free stuff by shopping smarter with coupons.

I love this money hack! Easy College Coupons has a list of 13 items that you can almost always get for free with using coupons.

How does this work you may ask?

As College Life Made Easy describes it, you find a coupon whether online or in your newspaper for air fresheners for $1 off. Well, Walmart may have their air fresheners priced at .94 which means that when you use that coupon to make a purchase you get that item totally free! Get the entire list of items you can get for free with smart coupon techniques here. 

11. Save all of your spare change.

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12. Save money by buying things when they are out of season.

If you need a guide to know when it is the best time to buy certain things throughout the year then this is it.

The Budget Diet created a guide of all guides filled with items that you should purchase at certain times of the year to receive amazing discounts and the best bang for your buck. From January all the way to December you can save a boatload of money year after year knowing your favorite retailers sales cycles.

You can check out the full list here .

13. Make some of your favorite household products from scratch.

Instead of going to the store to buy expensive make-up or stain remover, how about using a few household items to create them yourself? You can save a ton of money throughout the years by being extra thrifty and coming up with your own household cleaners and supplies.

Click here to check out the full list of household supplies and how to make them here.

14. Try this super creative 12-month money saving challenge.

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15. Keep track of all of your expenses by journaling or using budget printables.

Remember the days when your parents or grandparents would whip out the good ol’ checkbook to “balance” it?  A traditional accounting habit that many continue today, writing down your expenses can help you save a ton of money.

The simple act of journaling and writing out all your expense by hand can be convincing enough for many people to stop bad spending habits all together. Check out this awesome post on free printables that you can use today!

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LIFESTYLE

10 Brilliant Grocery Shopping Tips That’ll Save Time and Money

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Grocery shopping is something we all have to do but now with these tips and tricks on hand, it can be done way more efficiently.

The grocery hacks that I’ll share with you today will help you shop smarter, faster and keep more money in your pockets. Keep reading to find out how!


Grocery Shopping Tips and Tricks

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1. Download money-saving apps.

Before leaving your house, download money saving apps such as Ibotta and Flipp to earn cash back and get weekly flyers/deals sent directly to your phone.

2. Make a list.

Make a list before you leave the house and stick with it. No matter what. 

3. Don’t listen to the music!

Be aware of the music that is playing in the grocery store! It is selected to make you unintentionally walk slower thus making you stay in the store longer. Bring your own music to listen to while you shop to stay focused.

4. Only grocery shop when it’s necessary.

Never go to store for just one item. It’s a waste of time and money plus you’re more likely to buy more things that you don’t need.

5. Leave the credit cards home.

Leave your credit card at home. Only grocery shop with cold, hard cash. When it’s physically in your hand, then you can better keep track of how much you spend.

6. Skip the bananas with the spots. 

Avoid buying bananas with brown spots as they are already in the process of going bad. Instead buy slightly green bananas and wrap the end where they gather with plastic wrap or aluminum foil to preserve them for longer.

7. Know this trick for buying ripe fruit.

When buying pineapple, you can tell if it’s ripe by smelling the bottom of it. The same trick works for strawberries.

8. Thump the watermelon. 

Thump a watermelon to check for ripeness. If it has a hollow sound, then it’s sweet and ready for eating.

9. Buy in bulk only when it makes sense.

Buy in bulk when it makes sense, such as when your favorite shampoo or toothpaste is on sale. Don’t buy items that are easily perishable such as fruit and vegetables as most will spoil before eaten.

10. Avoid the items in the checkout line!

Avoid buying anything near or on the checkout line. Those items were strategically placed there to make you spend more money!

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The Incredibly Simple Way I Make Money with Ebates

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I love Ebates!

My Ebates strategy, is really freakin’ simple and if you would like to earn a few extra bucks on the side then using it would be perfect for you. 


How I Make Money with Ebates

Affiliate links included. Full disclosure here. 

In case you are wondering, Ebates is an amazing cash-back site that gives you money when you shop through one of their partner retailers.

Since, I’ve been a member with Ebates I’ve been able to make over $500 in a short span of 5 months. During that time period I’ve also been awarded a $60 and $100 bonus.

It may not be much for many, but the $500 I have earned using Ebates does help a little around my household such as buying pampers for the little one and being able to go on a date night or two with the hubby.

So, if you want to know what this strategy entails, then keep reading.

1. You will get $10 just for signing up. 

Ebates is dishing out money like crazy right now and honestly no one knows how long that will last. So just for signing up with Ebates, which is totally free, you’ll earn a $10 bonus when you make a minimum $25 purchase.

So if you spend $25 with one of their retailers, you will have actually spent $15 as they will credit your account $10 (plus any cash-back that you receive)

Oh, by the way, the cashback you earn can be redeemed as a Big Fat Check which they’ll deposit right into your bank account within a couple of weeks.

2. Stay ahead of deals. 

I frequently receive emails from Ebates when they are having really good deals. If I find a store that I was planning to make a purchase from, such as Nike, I would simply shop through their website and earn my cash back.

To double my savings, I would opt to use one of my cash-back credit cards to finish the purchase as that is a win-win deal for everyone.

3. Its all in the referrals. 

Have you heard the phrase, “It’s not what you know, it’s who you know”. Well the same case applies here.

At the moment, Ebates will give you a $5 base bonus for every friend that you refer to their website that makes at least a $25 purchase with one of their retailers.

Ebates has over 600 retailers to include Walmart and Amazon so finding a store to shop at would be no problem!

All that you need to do is find a few friends that enjoys shopping online and share your referral link with them.

4. There are tiered-bonuses!

Ebates’ tiered bonuses are amazing! And if you if want to cash in on these then you need to hurry because the promotional period ends on December 31, 2017.

Nevertheless, when you refer a certain amount of people, Ebates will give you an additional bonus on top of the base referral of $5. Below you can see the chart.

Bonus Tip!

If you have a Facebook account, sharing your referral code is even easier and can help you earn even more money.

When I find good deals, I share an update on my timeline such as, “Hey, just sharing that I got a 40% percent off coupon for Nike through Ebates. It’s free to sign up and you’ll get $10! Here’s the link“.

Most often, my friends will share my posts with their friends and so on.

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LIFESTYLE

11 Beyond Easy Ways to Make Real Money from Home

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If you need and want extra money now then keep reading because in this post because I’m going to share with you my top favorite ways that I make money online from home (with actual proof!) along with other legitimate ways that you can make your first few bucks within minutes.

You might want to bookmark this page for later because you’ll definitely need it.

Keep scrolling below to check out these awesome money-making ideas!

1. Shop with Ebates.

I absolutely love Ebates! Ebates is a wonderful little site that offers you cash back on purchases from stores that you usually shop at every single day. Since signing up with them about 5 months ago, I have earned close to $50 bucks a month without any hard work, sweat or tears. So yeah,  below is my screenshot from my personal account and what I’ve earned so far.

This is how I earn easy money with Ebates: Before I buy anything and I mean anything I immediately search Ebates to see if the store I plan to purchase from has any cash back deals. If so, I shop. (That’s a no brainer!)

Next, I make a quick facebook post to my friends such as, “Just sharing my coupon’s link with anyone who’s interested in 20% off at Nike. Free to sign up and we both earn $5!“.

And guess what? Because your friends and family trust you and would also like a great deal, they will sign up and you both just earned a quick $5. BAM! It’s really that simple. 

2. Take surveys on Swagbucks.

Another website that I love to make money from is Swagbucks. They have so many different ways that you can earn quick cash, but my favorite way is through their short and easy surveys.

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The surveys take anywhere between 5-20 minutes to complete and you’ll earn points that you can later redeem for cash, gift cards and other incentives. So far I have earned over 2,000 Swagbucks which I can redeem for a $20 gift card to the store of my choice or deposit into my bank account via Paypal.

Similar to my Ebates strategy, after completing a survey or other task, I make a quick post to Facebook,”Just earned a $5 gift card from taking a quick survey. You can get one too by signing up for free with my link and we both earn $3!

3. Sell gigs on Fiverr. 

Fiverr is the holy grail for people who want to get paid from home.

I’m a frequent customer as well as seller on Fiverr and I love how much freedom I have when selling and buying services that I need.

As a Fiverr freelancer you can get paid to do anything as simple as voiceovers, writing jobs, making power points and a ton of other things right from the comfort of your home.

There’s several people, (I’m one of them!) that makes a full-time income selling gigs on Fiverr.

Wondering how to get started? If you want to learn step-by-step on how to get started on Fiverr, how to choose profitable niches and gigs as well as how to make more than than $4,000 a month for just 8 hours a day then the Fiverr Success e-book is a must-have.

4. Sell photos that you have in your phone. 

Believe or not, people and companies want pictures that you may have in your phone right now.

The photos can be something as simple as a pair of shoes that you thought about buying or a flower bouquet that you picked up from your local grocery store. No matter what kind of picture it is, with PhotographyJobs.net you can earn anywhere on average between $2-$5 per photo or up to $200 if they are very high quality.

When you sign up as a member with PhotographyJobs.net you are able to upload as many pictures as you want to an exclusive database where companies such as Shutterstock and Getty Images search for high quality photos. If an individual or company wants your pictures, you get paid.

5. Become a virtual travel agent. 

I’ve had several friends decide to become virtual agents either for travel or on Fiverr and absolutely love it! However, as a virtual travel agent, there’s one major perk: travel!

As a virtual travel agent, you’ll be able to book flights, hotels and other amenities for your clients to ensure that their vacation, business trip or whatever the case may be runs smoothly.

Becoming a travel agents comes with very low start up costs and you’ll be able to work from the comfort of your home on your own schedule.

6. Start a life coaching business. 

If you have friends or people constantly seeking your advice on life, you might be able to turn your natural gift into an high earning stream of income.

Celebrity life coach, renown published author and 20 year clinical hypnotherapist Dr. Steve G. Jones life coaching course takes you step-by-step through the process of becoming a certified life coach and creating a business from your home in as little as 8 weeks.

This is a type of business that comes with minimum start-up costs and can be a quite lucrative as proven by Dr. Steve G. Jones who charges upwards up to $25,000 per coaching session for his high-end clientele.

7. Become a mobile app tester. 

If you have a smartphone, then this is easily one of the quickest ways that you can make a few bucks as a side hustle.

As an app tester, you will receive exclusive access to new and upcoming mobile apps and games. App developers are looking to pay you for your honest review on their products.

So simply put, the more apps you test the more money you can make!

8. Become a house or pet sitter. 

This is a work “away” from home gig that still doesn’t require you being out of the house much. With this gig, you’ll be able to travel rent free all over the world and make a decent income while doing so.

As a professional house or pet sitter, your choose when and where you want to work. This is a great way for those of us that are natural nomads to earn cash without any real effort.

9. Resell luxury items bought at wholesale prices.

If you are a huge fan of high-fashion clothing and other items you can get immediate access to a database of verified wholesalers of luxury brands that you know and love.

Having access to this type of database allows you to purchase items at a very low discount and resell for a pretty nice profit.

There’s a ton of ways that you can make full-time income selling name brand goods from your home, to include hosting purse parties or front yard garage sales.

If you want access to this members only database you can visit LuxuryDesignerWholesale.com  for more details.

10. Create homemade crafts that you can sell. 

Homemade crafts  will never go out of style simply because many people will always an affinity for things that are made with care and love.

Can you think of any cheap crafts that you can make from home and sell for a huge profit? Well, I have a few ideas for you…

How about making spa products, such as soaps and lotions and bath bombs? Yes, these are very hot items that you can easily make from home with little upfront costs and minimal effort.

11. Writing Online 

Yes, I get paid to write posts just like what you are currently reading but for other people. Less than a year ago, I left my 9-5 job to become a freelance writer and my life has changed in so many ways that I honestly can not believe it.

I get to work from home, on my own schedule and I absolutely love it! You can read more on how I started my career here, but if you ever consider this as a gig whether part-time or as a side hustle it can be quite lucrative.

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